Cash
Cash includes
- cash money, i.e. banknotes and coins
- other means of payment, such as cheques and negotiable promissory notes
- gold coins (with a gold content of at least 90%)
- gold nuggets, gold bars and bullions (with a gold content of at least 99.5%).
Credit cards and payment cards are not cash funds.
Arriving in Finland from a trip
Moving to Finland from another EU country
You are not required to declare your cash to Customs when you arrive in Finland from another EU country. A declaration is not required even if you bring in 10 000 euros or more in cash.
Choose the green channel at Customs.
I’m arriving in Finland from a country outside the EU
If you are carrying less than 10 000 euros in cash, you are not required to declare it to Customs. Choose the green channel.
If you are carrying 10 000 euros or more in cash, submit a cash declaration to Customs upon arriving in Finland. It is not prohibited to carry cash. However, you must notify Customs about it.
Complete and print out the cash declaration beforehand. Enclose a copy of your passport or ID card.
Choose the red channel at Customs. You can also get the declaration form from Customs at the border crossing point.
Going abroad from Finland
Travelling to Finland from another EU country
You do not need to declare the cash to Customs. Choose the green channel.
However, note that in some EU countries you are required to declare cash even when you are arriving from another EU country. The value limit for cash that must be declared may vary. Find out any possible requirements from the authorities of the country of destination.
I’m travelling from Finland to a country outside the EU
If you are carrying less than 10 000 euros in cash, you are not required to declare it to Customs. Choose the green channel.
If you are carrying 10 000 euros or more in cash, submit a cash declaration to Customs upon leaving Finland.
It is not prohibited to carry cash. However, you must notify Customs about it.
Fill in and print out your cash declaration beforehand. Enclose a copy of your passport or ID card.
You can also get the declaration form from Customs at the border crossing point.
If you exit the territory of the EU through another EU country, be sure to submit a cash declaration in that country.
Note that countries may have different requirements on how much cash you can import, and whether you must declare it. Find out any possible requirements from the authorities of the country of destination.
Exporting banknotes of official EU Member State currencies to Russia is prohibited. This is one of the EU sanctions against Russia.
Export is allowed only in the following circumstances:
- Currency in the form of banknotes can be exported for official purposes of diplomatic missions, consular posts or international organisations.
- Private persons and their family members travelling with them to Russia can carry banknotes for personal use. Personal use refers to the use of funds for overnight stays, meals, travel or shopping.
However, for example the following cannot be regarded as personal use:
- taking cash funds to a relative or a friend in Russia
- purchase of a real estate or some other form of fixed property
- funds meant for salary costs or other business activity expenses
- funds meant for capital investments or bank accounts
- funds meant for payment of loans
- transfer of the personal assets of a person moving to Russia in the form of banknotes comprising the official currency of any EU Member State
- transfer to Russia of unspent funds carried by a traveller residing in Russia and returning to their home there.
There is no minimum threshold for the restriction. Therefore, note that any amount of cash may be subject to sanctions, even if Customs does not require a declaration on that cash.
Other things to note
You can send the cash declaration to Customs in advance by email. Send the declaration to the address kateisvarailmoitus@tulli.f at least 24 hours in advance of your arrival.
Note that it is not sufficient to merely submit the declaration. You must visit Customs at the border crossing point to present your cash and to confirm the declaration you sent.
Please bear in mind that using email is not always secure, as the information may be accessible to a third party.
If cash is sent by post, freight or courier, Customs may ask the sender or the recipient to provide the corresponding information for cash control. You must also declare the cash you send.
Frequently asked questions
What happens if I don’t submit a cash declaration?
If you do not submit a cash declaration, you may be required to pay a fine. You may also be subject to criminal investigation and legal proceedings.
Why does Finnish Customs control movements of cash?
Finnish Customs aims to detect funds transported across the border of the EU and related to money laundering or financing of terrorism. At Helsinki Airport and at the border crossing points on the Finnish-Russian border, Customs also uses cash detection dogs.
More information on preventing money laundering and financing of terrorism (rahanpesu.fi)